![]() ![]() Treasury bills) with various debt notes and maturity. To evaluate the term to maturity effect, one examines the same issuer (for example, U.S. Ĭurve analysis involves the measurement of differences in interest rates between notes that have a different term to maturity. The figure is expressed as a percentage of one of the following: Is how much you've earned or can expect to earn from an investment over a specific period of time. It looks at total interest, dividend and fee income earned on loans and investments as a percentage of average earning assets. On earning assets is one measure of a financial industry's solvency used by banking regulators. Similar to to Maturity, but calculated using the call date instead of the maturity date, and the call price instead of the par value. For example, if a bond is purchased at less than its maturity value, the to maturity includes the annual interest plus the gain as the bond increases from the investment amount to the maturity value.Ī rate of return measuring the performance of a callable bond, from the time of purchase to its call date. The total annual return on a bond investment if held to maturity. Let's assume Company XYZ has two types of securities outstanding: 10,000,000 shares of common stock that pay $0.50 a year in dividends and $20,000,000 in convertible bonds that pay 7% interest per year (or $70 per $1,000 bond). Īdvantage = on Security A - on Security B The nominal annual interest rate that gives a. Yield can be computed by dividing return by purchase price, current marketĬ. Measure of return on an investment, stated as a percentage of price. The yield curve is a line, which shows the ratio between the interest rate of a given debt instrument and its maturity period.Ī. The quantity of something (as a commodity) that is created (usually within a given period of time) "production was up in the second quarter". The income arising from land or other property "the average return was about 5%" ![]()
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![]() ![]() Select your preferencies about the utilize of this pwd and utilize it in Sourcetree for Windows ( remember to copy and save in a secure place becouse you cannot see again ). While some observers found the lack of focus on the crucial "non-compete'' payments at the heart of the government's case unusual, others say it's a signal that the defence is confident Black will be acquitted.ĬHICAGO - Defence lawyers at the Conrad Black fraud trial will likely focus on peripheral charges this week, such as the press baron's use of company perks, with real-estate magnate Donald Trump expected to make a highly-anticipated appearance.īlack's lawyers began laying out their defence late last week after 11 weeks of accusations by prosecutors, and have thus far focused on minor charges that revolved around Black's unauthorized removal of boxes from his Toronto office. 1 accepted 0 votes Answer accepted Luciano Elias Santilli Hi there Try to create a new password in your profile under : access management -> App passwords. "You touch the fringes of the case when you feel pretty strong about your chances on the main parts,'' said Steven Skurka, a Canadian criminal lawyer following the trial and writing a blog about it. "If the defence feels that the prosecution failed to meet that standard, it makes to present a fairly abbreviated, shortcut defence.'' #Festify unexpected character ecountered trial Prosecutors accuse Black, Jack Boultbee and Peter Atkinson of orchestrating a scheme to improperly pocket millions of dollars in fees in exchange for a promise not to compete with the buyers of Hollinger publications.
![]() Interact with your opponents with in-game messages or emojis. You can add people you play as friends. You can see in which rooms your friends are. Play with your friends feature added, you can now invite your friends to your own room. Collect the XP, pass the levels, be the 1st! Rule game The game starts with 4 players with two players facing each other will be a pair. Spades is a game that is both fun and challenging as it requires one to find strategies and ways to win against opponents. Follow the rankings in all types of games. Spades is a free card game where players can test their intellectual talent with a classic card game. Add your opponents as friends, invite them to new games. Complete achievements and collect more XP. Log in with your Facebook account, play Spades with your friends. Interact in-room and chat with your competitors. ![]() Adjust the difficulty level of the room yourself. Play 2 different game mode, Solo and Double, you can create own rooms. The game is free and easy to play! Spades Online is very fast and responsive, with card animation for a more realistic gameplay. ![]() Spades is a 52-card trick-taking game similar to Hearts, Bridge and Euchre. Download Spades Online plus play online and find new friends! You can play Double and Solo mode. Play Spades - one of the most entertaining trick-taking card games out there! Spades is not just another trick-taking card game, it is one of the most popular card games in the USA and in many other countries. Spades also have different game modes like Whiz, Mirror, Suicide and Solo which are popular in different countries. ![]() Spades is one of the traditional trick-taking card games like Hearts, but this trick taking card game is played in pairs in which spades is always the trump. Spades free brings this classic 4-player contract trick taking card game to Google Play, created to the same high standard as the rest of our games, Spades plus supplies classy graphics, super smooth gameplay, highly scalable difficulty & much more! Play Spades free. It is known ace of spades and also spades online. Which you can play with your family, friends or anyone, anytime anywhere in the world. Spades Online is a Live, Online, Multiplayer FREE gaming app from Fuzzy Mobile Games Inc. Spades, play Spades free card game with friends plus online users. ![]() ![]() ![]() A review of RPG safety tools to help you run a welcoming game, an ASL reference for common RPG terms, and a large-print character sheet for Fate.įate Toolkits. ![]()
![]() These include two types of lymphocytes: B cells and T cells. Several types of white blood cells carry out immune responses. Having too few CD4 cells means that the immune system will no longer function as it is should, leaving people prone to opportunistic illnesses. This kills the cells, causing their number to decrease over time. ![]() HIV prefers to enter CD4 cells in order to multiple. For example, a viral load that goes from 100,000 down to 100 is a 3-log reduction.Ī CD4 T cell is a type of immune system white blood cell. These cells coordinate the activities of other immune system cells that fight viruses, bacteria and cancer. Logs are also used to measure changes in viral load. Therefore, 2 log means 100 copies, 3 log means 1,000 copies (or more accurately 10 x 10 x 10), etc. In the simplest terms, 1 log represents one “0”. (HIV-2 is usually found in West and Central Africa.) Three testing techniques may be used: RT-PCR (or simply PCR), branched DNA (bDNA) or NASBA.Ī “log” is a term scientists use to refer to amounts in this case, it is copies of HIV RNA. HIV-1 is the most common type ofHIV seen in the U.S. The number of copies ofHIV RNA found by the test. Here’s what a viral load test report looks like: If resistance is detected, it may be time to change your regimen to include drugs that can fully suppress HIV. Genotypic tests, which analyze viral genetic sequences, are most commonly used phenotypic tests look what happens when HIV is exposed to a drug in a laboratory. If this happens, it’s important to get a drug resistance test done these tests are most accurate when viral load is at least 1,000 copies. Increasing viral load over time can also mean that HIV has developed resistance to one or more drugs in the regimen. In any case, this should be discussed and resolved with your health care provider. It could also mean that a drug interaction is preventing HIV meds from fully controlling the virus. This could mean a person is struggling with adherence or having trouble getting refills consistently. However, a trend of increasing viral load over time is a bigger concern. This could be due to a lab error or indicate that a person has another infection, but often there is no known reason. This is usually nothing to worry about. ![]() Sometimes an occasional, temporary rise called a “blip” can occur. Once a person is on treatment and has achieved viral suppression, viral load can rise again for a few reasons. Viral load should also be tested if treatment appears to be failing or if clinically indicated. After that, viral load should be monitored every three to six months. If viral load is detectable at that point, testing should be repeated every four to eight weeks until it falls below 200. Some treatment combinations, known as maintenance therapy, are only recommended for people who are switching medications after they already have an undetectable viral load.ĭepartment of Health and Human Services (DHHS) guidelines recommend getting a viral load test when you first seek care for HIV, when antiretroviral treatment is started or modified and again at two to eight weeks after starting or switching therapy. When starting treatment, certain HIV medications are not recommended for people with a high viral load above 100,000 copies. Viral load tests are used to monitor how well HIV treatment is working and whether it’s time to switch to a new regimen. ![]() Some tests used for research are more sensitive and can measure down to a single copy. If your result comes back “not detected” or “undetectable,” your viral load is very low, known as viral suppression. Standard HIV RNA viral loads tests usually can measure down to 50 or sometimes 20 copies. There is no normal range for viral load-the point of HIV treatment is to keep it as low as possible for as long as possible. RNA tests are usually used for routine blood monitoring, but DNA tests can sometimes detect hidden HIV even if an RNA test is undetectable. Two types of HIV genetic material may be measured, RNA or DNA. This test measures the number of copies of HIV’s genetic material in a small amount of blood. But it’s still important to get the recommended tests to keep tabs on your overall health and make sure your treatment is still working well. With today’s effective and well-tolerated antiretroviral treatment, people living with HIV no longer require monitoring as often as they used to. In order for your health care team to know how best to care for you and manage your HIV, blood tests should be done on a regular basis. ![]() ![]() ![]() ![]() "The primary purpose of eloquence is not to enable us to live our lives on paper-it is to convert life into its most thorough verbal equivalent. Even the poorest art is eloquent, but in a poor way, with less intensity, until this aspect is obscured by others fattening upon its leanness. Eloquence is simply the end of art, and is thus its essence. is no mere plaster added to a framework of more stable qualities. Kenneth Burke on Eloquence and Literature.Those skills do not include eloquence or an appreciation of eloquence: each profession has its own ways of speech, corresponding to its pragmatic purposes and values." "It is regrettable that undergraduate education is already turned toward the professional and managerial skills on which students will depend for a livelihood. "he qualities of writing I care about are increasingly hard to expound: aesthetic finesse, beauty, eloquence, style, form, imagination, fiction, the architecture of a sentence, the bearing of rhyme, pleasure, 'how to do things with words.' It has become harder to persuade students that these are real places of interest and value in a poem, a play, a novel, or an essay in the New Yorker. ![]() Like beauty, it claims only the privilege of being a grace note in the culture that permits it. The main attribute of eloquence is gratuitousness: its place in the world is to be without place or function, its mode is to be intrinsic. It is a gift to be enjoyed in appreciation and practice. " Eloquence, as distinct from rhetoric, has no aim: it is a play of words or other expressive means. Denis Donoghue on the Gift of Eloquence.(Marshall McLuhan, The Mechanical Bride, 1951) "Today it is not the classroom nor the classics which are the repositories of models of eloquence, but the ad agencies."."In a word, to feel your subject thoroughly, and to speak without fear, are the only rules of eloquence."."They are eloquent who can speak low things acutely, and of great things with dignity, and of moderate things with temper.".(Ben Jonson, Timber, or Discoveries, 1630) "Talking and eloquence are not the same: to speak and to speak well are two things.". ![]() ![]() ![]() MiniTool Video Converter Click to Download 100%Clean & Safe And you can record the screen with system audio or audio from a microphone. ![]() It allows you to record any activity on your computer screen with the full-screen or selected area. ![]() MiniTool Video Converter is another free Microsoft screen recorder with audio for Windows 10/8/7. Also, it can be used for audio recording only in MP3, AAC, OPUS, OGG, and WAV. It also works as a GIF recorder to record your computer screen as an animated GIF. And it allows you to record screen in AVI, MP4, and WebM.īefore recording, you can adjust the video quality and FPS as you like using the slider. It can record in full-screen, a specific screen, a specific window, and a selected region. Screen Recorder Pro is also one of the best Microsoft screen recorders for Windows 10. After making the recording, you can edit the video.Īlso read: How to Record Zoom Meeting on iPhone and Android – Solved #5. It’s watermark-free and has unlimited screen recording time. This Microsoft screen recorder lets you record the screen with microphone, webcam, and system audio. Also, you can use it to record the live stream. With it, you can record any activity on your screen like gameplay or meeting. It enables you to create recordings from a tab, selected area, or full-screen. Microsoft Free Screen Recorder is a free and simple screen recorder for Windows 10. You can also record game audio only.Īlso read: How to Make OBS Only Capture Game Audio on Windows and Mac And you can choose the audio quality and adjust the volume. You can choose another folder to save recordings and screenshots, record in the background when you’re playing a game, record a game with audio, etc. Also, you can make some settings for your captures. Before recording, you should go to the Settings app to enable Xbox Game Bar and turn on the Game Mode. And it allows you to share captures to Twitter directly. It saves the screen recording in high-quality MP4 video. There’s no doubt that it’s a built-in Windows screen recorder.Īlso, you can use it to record other activities on your computer like web browser content and an application window. Xbox Game Barĭesigned by Microsoft, Xbox Game Bar is designed to help gamers capture video, broadcast their gameplay online, take screenshots, etc. Alternatively, go to the Microsoft Stream official website. Microsoft Stream is available as part of eligible Office 365 subscriptions. To get started, you can open the Microsoft 365 App launcher, select All apps, and then choose Stream. And after publishing it, you can trim the video. And you have options to make the video only visible to yourself or allow everyone in your company to view it. And recording system audio is only available on Windows.Īfter recording, you can upload the video to Stream. It works on the following browsers, Microsoft Edge version 79 and Google Chrome version 74 and above on Windows 10 and macOS. Microsoft Stream can record your entire screen, an application window, or a browser tab. Thus, it comes to the first Microsoft screen recorder. And with Microsoft Stream, you can record screens for up to 15 minutes, including your camera and microphone. Microsoft Stream is an Enterprise Video service where people in your organization can upload, view, and share videos. Just look through the following post and find your favorite one! #1. In this post, we’ll introduce 10 Microsoft screen recorders. ![]() If you are a Windows user and want to record screen activity, it will be easy if you get helpful screen recorders. A Simple Video Editor for Your Screen Recording.What is the best screen recorder for Windows? Does Microsoft have a screen recorder? This post has compiled a list of the 10 Microsoft screen recorders (including MiniTool Video Converter) for your reference. ![]() ![]() ![]() What if my airline has a computer meltdown?Įven if you're looking to unplug on your vacation, a computer will need to do its job for you to get where you're going.īut technology hasn't always been up to the task. ![]() If a strike appears likely, travelers can monitor the situation and consider switching to another airline. ➤ What you can do: For now, there is no reason to panic. Southwest's pilot union remains in negotiations. In fact, American's pilot union reached an agreement just before Memorial Day, ending the possibility of a strike. A strike wouldn't happen unless negotiations between the unions and the airlines' management break down. The votes are routine steps in their contract negotiations. The votes by the American and Southwest pilots' unions to authorize a strike don't necessarily mean a strike will happen. “If there is a full labor strike, that will certainly keep the planes on the ground much faster than the weather will,” Wise said. While it appears unlikely that pilots will strike at either airline, a work stoppage could be a problem because there are fewer flights operating today compared to pre-pandemic, Wise said. In May, American Airlines and Southwest Airlines pilots' unions voted to authorize strikes. Is a pilot strike likely this summer?Īnother source of potential disruption is airline pilot strikes. Download your airline's app and enable notifications so you don't miss updates and offers. ➤ What you can do: If bad weather is expected, monitor the conditions in your flight path and take advantage of airline offers to reschedule without change fees. ![]() "When there’s bad weather over the airfield, air traffic control has to get the airplane circling until it’s ready to land.” “We’re seeing more extreme weather patterns, and that will cause some delays,” he said. Turbulence is becoming more common on flights because of climate change, said travel expert Nicholas Wise, an assistant professor at Arizona State University’s School of Community Resources and Development. El Niño conditions are typically unfavorable for the formation of hurricanes.Įxtreme climate conditions also can disrupt air travel, as the Canadian wildfires demonstrated recently. The National Hurricane Center expects a near-normal hurricane season with 12 to 17 named storms, including five to nine hurricanes. The recent start of an El Niño cycle could affect this year’s hurricane season. That can affect whether your flight is delayed or canceled and how smooth or bumpy your plane ride is. ![]() Wild weather can hinder air travel, whether it’s an Arizona monsoon storm or a hurricane over the Atlantic Ocean or the Gulf of Mexico. Here are three of the biggest potential flight disruptors this summer and what you can do about them: How the weather could disrupt flights this summer Summer travelers should be prepared in case things don’t go according to plan. Several airlines, including American Airlines and Southwest Airlines, allowed travelers to change flights at Northeast airports without penalty. Pilots had to decide whether low visibility posed too much of a hazard. "In fact, that streak started before the weekend: a remarkable seven days of no cancels."īut the good luck streak ended when smoke in the Northeast from the Canadian wildfires tested airline operations. "We did not cancel a single mainline flight (Memorial Day) weekend," American Airlines CEO David Seymour said in a statement. Memorial Day weekend came and went with no major disruptions, even as AAA forecasted about 42.3 million Americans would travel 50 miles or more from home for the holiday, including about 3.4 million air travelers.Īmerican Airlines, which represents about 40% of flight capacity at Phoenix Sky Harbor International Airport, said it delivered its best-ever Memorial Day service while operating its largest mainline schedule (exclusive of alliances and regional subsidiaries) for the holiday, transporting more than 2.9 million passengers on more than 26,000 flights from May 25-29. The tourism industry remains vigilant to head off potential problems. Watch Video: Five smaller (often cheaper) airports in USĪs air travel has come roaring back since the pandemic, flight disruptions have periodically made it difficult for people to reach their destinations.ĭelays and cancellations from a huge winter storm in late December and another one in late January, a Federal Aviation Administration computer malfunction and computer problems at Southwest Airlines have cost travelers time, money and aggravation. ![]() ![]() ![]() Construction, farm, and fire vehicles were commonly produced, as well as motorcycles. The Hubley Manufacturing Company made accurate metal replicas of many popular American cars and trucks, with some foreign models also represented. Hubley offerings may have represented too broad of a competitive brushstroke, however, as the company was pretty much out of business by the mid-1970s. The company also dabbled in plastic promotional models. In 1965 was acquired by the Lido Toy Company. ![]() One such toy was their Tic-Toy clock with visible interior gears. In fact, the company suddenly tried to compete with a variety of market segments all at the same time, pitting itself against other metal kid's toy maker, kit manufacturers, and British diecast producers. īy about 1960, different lines were introduced to distinguish toys for younger folk from products for older hobbyists. Then, colorists used a variety of hues highlighting important details. Painters applied a base coat (usually white or cream but sometimes black) to cast figures whether toys or doorstops. Rough edges would be filed away and the mold ready for mass production casting. Cast iron heated to 3000 degrees was poured into the sand mold and, when cooled, the form would pop out. Pressing this form into finely compacted sand created an impression for molding. For a particular toy, bookend, or doorstop, metalworkers would first carve a wood form, or hammer out the basic design in metal. Hubley's casting process involved several steps. Household objects such as doorstops and bookends were also produced, but automobiles, trucks and airplanes gradually became Hubley's mainstay. Foreshadowing the post-war diecast boom, and perhaps in an attempt to steal some of Tootsietoys' thunder, new mazac and plastic Hubley toys were now called Kiddietoys – a name which was used at least until the mid-1950s. In the late 1930s, the company began shifting to diecast zinc alloy ( mazac) molding similar to Tootsietoy which had been doing toys in diecast since 1933. Hubley's was especially known for its many motorcycles, which were creative and often included sidecars or hooked to delivery vans that said, for example, "Say it with flowers" on the sides. Early toys were known for their complexity a delicate 11 inch long Packard Straight 8, a five-ton truck that came complete with tools, a road roller that came in five different sizes, a steam shovel with working arms and shovel, and Chrysler Airflows with take-apart bodies. Hubley's main competition in the early years was Arcade. The first Hubley toys appeared in 1909 and were made of cast-iron, with themes that ranged from horse-drawn vehicles and different breeds of dogs, to tractors, steam shovels and guns. The Hubley Manufacturing Company was first incorporated in 1894 in Lancaster, Pennsylvania by John Hubley. Many Hubley toys are now sought-after collectibles. Starting in 1960, Hubley participated for a couple of years with Detroit automakers as a plastic promotional model maker. The company is probably most well known for its detailed scale metal kits of Classic cars in about 1:20 scale. Toys, particularly motor vehicles and cap guns, were also produced in zinc alloy and plastic. The Hubley Manufacturing Company was an American producer of a wide range of cast-iron toys, doorstops, and bookends. From the base of a Hubley Real Toys 1958 Ford Fairlane. ![]() ![]() “CharterCARE is excited at the potential of this proposed acquisition, which allows us to build on Prospect’s significant investment in Rhode Island healthcare,” said Jeffrey Liebman, CharterCARE CEO. “We believe strongly in the mission of CharterCARE and look forward to the opportunity of engaging in a long-term relationship with the community.” “Centurion was created for this exact purpose, to partner alongside providers and communities in creating equitable and cost-effective solutions,” said Ben Mingle, Centurion Foundation President. QHR began providing onsite advisory services to Prospect earlier this summer for operational, financial and support functions of the health system until the transaction closes. QHR Health (QHR), based in Brentwood, TN, partners with nonprofit community hospitals and health systems to help them deliver quality healthcare and achieve results that keep healthcare local. Centurion of Rhode Island will maintain local leadership and will have a Board of Directors that includes local community leaders in the healthcare field. Upon closing, CCHP and its more than 2,500 employees will become a nonprofit health system seeking to increase access and lower the cost of healthcare services for the local community. Centurion focuses on reinvesting operating profits into its facilities, people, and communities it serves.Ĭenturion will establish CharterCARE Health of Rhode Island, Inc., as a 501(c)(3) organization to acquire CCHP from Prospect. Its charitable mission is to increase access to and lower the cost of community-based healthcare. Prospect will also continue to work closely with CharterCARE and its hospitals and ancillary entities.Ĭenturion is an Atlanta, GA-based nonprofit 501(c)(3) corporation organized to finance, own, and operate healthcare facilities. Prospect will continue to own and operate the value-based care business in Rhode Island consisting of Prospect Provider Group, an independent physician association (IPA), and Prospect Health Services of Rhode Island, which serves 72,000 members through its nearly 500 physicians and other providers in the IPA. Joseph Health & Dental Center in Providence, RI Southern New England Rehabilitation Center in North Providence, RI.Roger Williams Cancer Center in Providence, RI.CharterCARE Home Health Services in Providence, RI. ![]() CharterCARE Medical Associates in Providence, RI.Blackstone Valley Surgicare in Johnston, RI.Our Lady of Fatima Hospital in North Providence, RI.Roger Williams Medical Center in Providence, RI.Under the APA, Centurion will purchase the assets and operations associated with the following hospitals and ancillary services that comprise CharterCARE: The agreement also includes CharterCARE’s related businesses, real estate assets, physician clinic operations and outpatient services, and it is subject to customary regulatory approvals, including reviews by the Rhode Island Department of Health and the Rhode Island Attorney General. Centurion also announced that QHR Health will assist in the transition process and will provide ongoing consulting support to CharterCARE senior management and board of directors. ![]() (Prospect) announced today they have signed an Asset Purchase Agreement (APA) for Centurion to acquire the CharterCARE Health Partners (CCHP) system from Prospect. The Centurion Foundation (Centurion) and Prospect Medical Holdings, Inc. ![]() |
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